The California wildfires are known throughout the world for their persistency and destruction. The scorching hot temperatures of LA County makes it prone to many of these fires every year. In 2020 alone, hundreds of thousands of acres of Los Angeles land were torched by these wildfires – one fire alone managed to damage more than 100,000 acres in September!
To make matters worse, you also have to contend with the other causes of accidental fires. This includes things like electrical fires, kitchen fires, and so on. As a result, many homes are susceptible to fire damage in this area. Therefore, you may need the help of a Los Angeles fire damage attorney to help with insurance claims or lawsuits in this situation.
Have you recently been a victim of fire damage in Los Angeles County? If so – and it wasn’t your fault – you could be entitled to compensation that helps pay for repairs to the damaged structures. No matter what type of property you own, our team of fire damage experts will help file a claim to recover as much compensation as possible.
Types Of Fire Damage
When you think of fire damage, it’s easy to assume that the only problems are parts of your property that have been burnt. While this is certainly a big issue, you can also make smoke damage insurance claims. Smoke causes lots of damage to properties as it stains surfaces and gets stuck in furnishings and carpets. It costs a lot of money to completely clean your property and free it from any smoke damage.
Therefore, we can help you with the following:
- Fire damage insurance claims
- Smoke damage insurance claims
Typically, fire damage won’t exist without smoke damage accompanying it. This is simply because of all the smoke that’s generated when something burns. However, there are cases where you may only suffer from smoke damage to your property. For instance, a neighboring property may be on fire – or the land nearby – and the smoke envelops your property and gets inside, causing lots of damage.
In any case, if you have the relevant property insurance, it should cover you against these damages. But, many insurance providers try their best to avoid paying out compensation, making up ridiculous notions that suggest you aren’t covered. If this ever happens to you, contact a Los Angeles fire damage attorney to file a claim against your insurance provider.
Los Angeles Fire And Smoke Damage Lawsuits Settled
Era Law, Inc. has helped many homeowners be whole again by fighting for their rights to a proper settlement and compensation in many of the recent California wildfires including:
- The Bond Fire in Orange County
- The Bobcat Fire in Los Angeles County
- The Creek Fire in Northern California
- The SCU Lightning Complex Fire In Santa Clara County
- The North Fire In Santa Clarita
- The Palisades Fire in Pacific Palisades
Home Fire and Smoke Damage Insurance Claims
Many LA residents fall victim to fire and smoke damage every single year. Accidents and malfunctions around the home can cause fires at a moment’s notice. When this happens, the fire can quickly spread, wreaking havoc throughout your home. Similarly, the constant threat of wildfires can also cause many homes to set on fire and suffer from various damages.
Naturally, you’d like to assume that your home insurance will cover any claims you make for these damages. After all, fire and smoke damage is usually caused by random accidents. Unfortunately, fire damage insurance claims are always scrutinized by insurance providers. This is because it’s commonly known that some people will set fire to their home in a bid to gain money from their insurance provider. It’s one of the oldest insurance scams in the book, so home insurance providers are reluctant to payout.
As such, even if the fire and smoke damage was a complete accident caused by something out of your control, your insurance claim could be denied. If you feel like this is unfair, contact us and we will set you up with an experienced Los Angeles fire damage insurance attorney to fight your case. We’ll contact your insurance provider and demonstrate that they are indeed responsible for paying compensation. You’ll get the money required to repair your home, giving you one less thing to stress about during this difficult time.
Business Fire and Smoke Damage Insurance Claims
Similarly, LA businesses are just as at risk of falling victim to fire and smoke damages. If anything, the risks are higher as there tends to be more electrical equipment and hazards that can cause fires in businesses.
Once more, you should have business insurance to cover you if any damages happen to the property. Again, fire and smoke damage is always a contentious point for insurance providers. It’s even more likely that your claim will be denied for business fire and smoke damage! This is where we come in to help you claim every single penny that you’re rightfully entitled to.
Business fire and smoke damage can be more damaging as the cost of repairs will come out of your budget. This ruins your accounts and can make it hard for small businesses to stay afloat. Don’t worry, we’ll fight by your side every step of the way to be sure your insurance provider pays up!
Why Do You Need A Los Angeles Fire Damage Insurance Lawyer?
As you’ve seen, there are many cases where insurance providers don’t payout on fire and smoke damages. Sometimes, they may only pay a fraction, which is nowhere near enough to cover all the repairs. It’s downright unfair, as you spend lots of money on your insurance premiums, only to see zero benefits when you need it. More often than not, it’s simply a case of bad faith insurance act where insurance companies not wanting to pay you full compensation.
Needless to say, suffering from fire damage is an incredibly stressful experience. Your home or business could be ruined, countless items damaged, and so much work has to be done. The last thing you need is an insurance provider denying your claims or granting a pitiful amount of compensation. This is why you need an experienced Los Angeles fire damage lawyer to step in and help out. We fight back against greedy insurers, helping you claim enough compensation to cover the cost of your repairs and damages. So, you can get your life back on track without falling into a pit of financial despair.
Contact a Los Angeles Fire Damage Insurance Attorney Today
If you’re recently been a victim of fire or smoke damage in LA County, please contact us today. We’ll schedule a free consultation with our fire damage insurance attorney to assess your case and offer a plan of action going forward.